Pick the Right Credit Card

The trend of entrepreneurs and small businesses to fund their growth through credit cards is increasing. The Small Business Administration reported a 25% increase in loan balances under $100,000 between June 2004 and June 2005. Unfortunately, very few fixed rate business credit cards exist, so small business credit cards often need some other incentive for the owner.

One such card that offers these incentives is the American Express SimplyCash Business credit card. It offers small business owners the ability to finance their growing businesses through the use of a credit card without some of the shackling terms of other cards.


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Blue. It’s not a color that reminds me of a credit card. It’s the color of:

Smurfs:

Sadness:

Cold:

But cash? I always thought that green was the color of cash. Not with the Blue Cash credit card from American Express.

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The Citibank Diamond Preferred Rewards Card offers an opportunity to get into the ThankYou network of rewards redemption. The ThankYou network is one of the more prevalent rewards networks in existence, with opportunities to get ThankYou points at many different retailers, ranging from Expedia to Barnes and Noble. If you like to get rewards with your credit card, then this is one of the better cards out there.


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The typical connotation that comes up in association with American Express cards is exclusivity. The second one that I’ve always had and the reason that American Express cards have never found their way into my wallet is annual fees. I hate paying an annual fee for the ability to do the same thing that a no fee card can do for me. However, the USAA American Express Rewards Card is different. It is a no fee rewards card and it’s from American Express. Now, you too can schmooze with famous American Express card holders like Tiger Woods and you don’t even have to pay a fee for the privilege. High society, here we come!

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The Chase PerfectCard is the one credit card that I actually carry around in my wallet. I have more, but it’s the one that gets to come along with me whenever I leave the house. Lucky card. The other cards are jealous and conspire against the PerfectCard trying to figure out ways to give it injuries so that it cannot come with me. I saw them all congregated on the kitchen counter one night carrying scissors in a very threatening fashion.

Why does the PerfectCard make the cut when others don’t? The simple answer is that this is a cash back rewards card.

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